Pradhan Mantri Gramin Awas Yojana: An Initiative Under Housing for All Scheme

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Pradhan Mantri Gramin Awas Yojana (PMGAY), also known as Indira Awaas Yojana (IAY), was launched by Rajiv Gandhi in 1985. Pradhan Mantri Gramin Awaas Yojana is a significant flagship social welfare program of the Ministry of Rural Development under the housing for all schemes. In this scheme, central and state government gives financial assistance worth up to ₹130,000 to poor people of the village to help them construct their own house.

A similar scheme for the urban poor was also launched in 2015 by PM Narendra Modi as Home for All by 2022. Pradhan Mantri Gramin Awas Yojana was introduced to promote housing for all. The main motive of the Pradhan Mantri Gramin Awas yojana was to provide pucca houses to all with all the necessary requirements.

The scheme is applicable for the people who do not own any home or live in kutcha houses, which are severely damaged. Currently, the size of houses provided by the government under the Pradhan Mantri Gramin Awas yojana is 25 sq. mt.

Overview of the Pradhan Mantri Gramin Awas Yojana

Under the PMGAY scheme, the government provides financial help worth RS120,000 in plain regions and RS130,000 in problematic areas (high land area) to construct homes. These homes are equipped with amenities like bathrooms, LPG, power connection, and drinking water convergence along with different approaches, e.g., Swachh Bharat Abhiyan bathrooms, Ujjwala Yojana LPG, Saubhagya Yojana power link, etc.

The homes are allotted to the name of women or collectively between husband and wife. The houses’ building is the beneficiary’s sole obligation, and the contractors’ involvement will be strictly prohibited. This strategy, working since 1985, provides subsidies and cash assistance to individuals in cities to build their own homes themselves.

Till 1993 this scheme was available for only SC/ST category person, but in 1993-94, this scheme was extended to non-SC/ST groups also. From 1995 to 1996, this scheme was further expanded to widows or even next-of-kin of defence personnel killed in action, ex-servicemen, and retired members of the paramilitary forces who Want to live in rural regions provided that they meet basic eligibility standards.

Given that India has been a developing nation, the requirement of appropriate housing for the refugees and villagers continues to focus on the Government’s welfare strategies for the time of India’s Independence. Due to this, numerous welfare schemes, for example, House Sites cum Building Assist Scheme, have been continuing since the 1950s. Still, it was just in 1983 a focussed fund for the production of homes for scheduled castes (SCs), scheduled tribes (STs), and freed bonded labour was put up beneath the Rural Landless Employment Guarantee Programme (RLEGP). This gave birth to IAY from the financial year 1985–86.

Salient features of the Pradhan Mantri Gramin Awas Yojana

Mentioned below are the important features of the Pradhan Mantri Awas yojana-

The cost of the construction of houses will be shared in the ratio of 60:40 between the central and state government, respectively, in bare areas, which means that Rs 1.20 lakh of financial assistance for each housing unit will be provided to the eligible families.
The central government will provide the entire construction cost for the building in union territories. This scheme also includes the newest union territory formed in Ladakh.
For Himalayan states, north-eastern states, and the rural areas of the other union territories. The financing ratio divide between the government is different. In this case, it is 90:10. This means that the central government will bear 90 percent of the construction cost, and only 10 percent will be managed or maintained by the state government.
The beneficiaries are provided with the amount of 90.95 Rs per day of the unskilled labour from MGNREGS.
The houses being constructed under this scheme will entirely focus on quality construction by employing a skilled worker who vanishes with good design and local materials.
The families’ selection for this scheme is based on the different parameters of the Socio-Economic and caste census. (SECC) and these are then verified by gram sabhas in the later processing stage.
The PMAGY scheme has connected with other central government schemes, such as the Swachh Bharat Mission Gramin (SBMG). Under this association, the assistance of up to Rs 12000 is provided in collaboration with MGNREGS to construct toilets.

The goal of Pradhan Mantri Awas Yojana Gramin

The strategy’s broad function is to offer financial aid to a number of the weakest segments of society to allow them to update or build a home of decent quality for their private living. These authorities’ vision would be to substitute most of the temporary (kutchcha) homes from Indian villages by 2017.

The funds are allocated to the states according to 75 percent weightage of rural housing deficit and 25 percent weightage of poverty ratio. The housing deficit is according to the official printed amounts of the Registrar General of India, according to the 2001 Census.

A program is known as “AWAS Soft” was started in July 2010 to improve its improved management strategy.

According to the 2011 funding, the total capital allocated for IAY is put at $100 billion (US$1.4 billion) for building homes for BPL households with particular emphasis on the Left-Wing Extremist (LWE) districts.

Under the scheme, qualified men and women will find financial aid from the government amounting to $1.2 lakh (US$1,700) for building their homes in rural areas and also a sum of $12,000 (US$170) for building toilets. After the present provision of PMGAY, individuals should use it online.

Pradhan Mantri Gramin Awas Yojana Eligibility

Only Indian residents can apply for the scheme.
Those families are considered eligible under Pradhanmantri Aawas Yojana which has no adult members between the 16 – 59 years age bracket. The same applies to female-headed households.
Those families where there is no literate adult above 25 years of age.
All the people whose name is listed in the Socio-Economic Caste Census 2011 List and are living in the rural areas can avail scheme benefits.

Pradhan Mantri Gramin Awas Yojana Online Registration 2021

All the rural candidates who are eligible can register for this scheme and can avail Pucca houses. Registration under Pradhan Mantri Gramin Awaas Yojana can be done as follows:

1. First of all, you have to visit the Pradhanmantri Gramin Yojana official website by clicking on this link-

Link- https://pmayg.nic.in/

2. When the homepage of the website gets opened on your screen, you have to go to the Data Entry option.

3. When you click on this, you will the see PMAY Gramin Online Application Login link.

4. You have to click on that link and then using your username and password, you have to complete the login process.

5. After that, four different options will appear on your screen. Out of these four options, you have to select the PMAY G Online Registration option.

6. Then the Pradhan Mantri Gramin Awas Yojana |application form will get opened on your device screen.

7. The form has four different sections-

Personal Details
Bank A/C Details
Convergence Details
Details From Concern Office

8. In the next step, you have to provide details of the applicant and the head of the family. In the later section, you need to fill in the bank details and the rest important details and upload the requested documents. After completing everything, click on the submit button.

9. You will get a registration number that you have to keep safe for future references.

10. In this way, you can do Pradhan Mantri Awas Yojana Gramin online registration.

How to make modifications to PMAY G application form?

You can go to the official website and do the login with your username and password.
Then select the Registration Form option and then do the required modifications.
Finally, submit the modified form.

Important documents for Pradhan Mantri Gramin Awas Yojana

Identity card
Aadhar card
Bank account linked with Aadhar card
Income Certificate
House Certificate
Residential proof
Recent photographs
Mobile number

How to Check Pradhan Mantri Gramin Awaas Yojana Beneficiary Details?

On the homepage of the official website, you have to go to the stakeholders tab.
Then you have to select the IAY/PMAYG Beneficiary link.
A new window will appear where you have to fill in your registration number.
Then hit the submit button and the beneficiary details will get opened on your device’s screen.

How to view the PMAYG Performance-Index?

On the homepage of the official website of Pradhan Mantri Awas Yojana, you have to go to the awaassoft tab.
After that, they have to select the performance-index link.
It will take you to a new page where you have to provide your phone number or email and complete the OTP verification.
Then hit the login button and the performance index will get displayed on your screen.

How to download the Gramin Awas Yojana app?

There is also an app to make things easier for you. You can go to the official website and you will get the link for downloading the PMAYG app. Android users can click the Google Play Store download link and iPhone users App Store link.

Also, you can directly search for the Gramin Awas Yojana app in Google Play Store or App Store.

How to view SECC Family Member details?

On the homepage of the official website of Gramin Awas Yojana, you have to go to the stakeholders tab.
After that, you have to choose the SECC Family Member Details link.
A new window will get opened where you are required to choose your state and then fill in your PMAY ID.
Now select the Get Family Member Details link.
The required details will get displayed on your screen.

How to view reports?

On the homepage of the official website, you have to go to the awaassoft tab.
Then you have to select the link for Reports.
A new window will get opened on your screen where list of all different types of reports will be present.
You can view the required report from here.

Process for PMAY-G Data Entry

You have to visit the official website of Gramin Aawas Yojana and then when the homepage gets opened on your screen, you have to go to the awaassoft tab.
Then you have to select the Data Entry link.
A new window will get opened where you will see three options: –
- MIS Data Entry
- FTO Data Entry/Verify Mobile Photo
- Data Entry for Awas
You can choose any of these three as per your need.
Again, it will take you to a new page where you have to provide the asked details.
Finally, hit the submit button.

How To Lodge Grievance for Pradhan Mantri Awas Yojana Gramin?

You have to select the grievance link on the homepage of the official website.
Then, you have to go to the Lodge Public Grievance option.
Then you have to complete the login process.
The grievance form will get open on your screen where you have to enter your grievance and submit it.
For viewing the status of Pradhan Mantri Gramin Awas Yojana Grievance, you can go to the View Status option which is available on the homepage.
Then it will ask you for your email ID, registration number and security code.
After this, the status of your grievance will appear on your device screen.

Contact Details

In this article, we tried to cover every important detail related to Pradhan Mantri Gramin Awas Yojana. But in case, you face any kind of issues while applying for this scheme or have any other query related to PMAY-G, you can seek help through the helpline number and the email address that is provided below.

Email– support-pmayg@gov.in

Helpline Number: 1800116446

Conclusion

Since 1985, 25.2 million homes have been constructed under the strategy. Beneath the Bharat Nirman Stage 1 job, 6 million homes had been targeted and 7.1 million assembled from 2005–06 into 2008–09. Further, 12 million households are intended to be renovated or constructed under the Bharat Nirman Phase two. In line with the official 2001 statistics, the entire rural housing deficit was 14.825 million homes. Therefore, one of the most important initiatives taken by the government of India.